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Income Protection

Currently in the UK less than 4 million of the 29 million working people have adequate protection if they can't work because of illness or accident! An Income Protection policy gives you a tax free income in the event that you are unable to work due to accident or illness. The benefit level is based on your earnings and will be up to a maximum of 50% or 60% of your income.

Annuity Rates - Time to check the open market

Benefit from the best annuity rates for years - according to market research, rates are at a 6 year high and 9% up on rates offered 6 months ago. Historically the problem has been that clients are not seeking advice before buying an annuity as they are not aware of the open market option. Too often retirees simply accept the income offered by their pension provider without looking elsewhere. We are well positioned to source the best annuity rates from leading Financial Institutions and can secure enhanced or impaired health rates depending on your health, smoking status and pension fund.